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No matter who you are or where you are on your financial journey, you can benefit from having someone walk alongside you to help take you from where you are to where you want to be. That is where working with a financial coach comes in.

What Exactly Is Financial Coaching?

Working with a financial coach is not much different from working with an athletic coach or a career coach. I will help you identify your goals and will work with you to put together an action plan to reach them. Whether you desire to pay off debt, reach a savings goal, plan for the future, or simply gain a greater sense of control over your finances, coaching will provide you with the much-needed accountability and support to achieve your goals.

I provide a coaching experience that’s effective yet relatable and offer plenty of encouragement while being firm and holding you accountable to what you are working towards. You won’t have to worry about being pushed financial products as I don’t sell insurance or any other financial instruments. My goal is simply to help you reach yours.

Coaching can help you:

  • Identify habits and behaviors that are affecting your finances
  • Break the paycheck-to-paycheck cycle
  • Create a working budget
  • Build up an emergency fund
  • Put together a plan for paying off your debt
  • Learn how to work together with your spouse
  • Plan for kids’ college and retirement

I offer a free 30-minute consultation before you decide to move forward with coaching sessions.

How Does it Work?

Coaching sessions may be booked individually or in 3-month, 6-month, and 12-month packages. Appointments take place online via Skype, over the phone, or in person if you’re in the Connecticut area. We’ll begin our coaching relationship by assessing your situation, taking a look at your goals, and then coming up with a logical action plan to help you achieve them.

Ready To Get Started?

Coaching Success Stories

Alaya patiently walked us through what we needed to do in order to make necessary changes in our finances. We have been able to pay off all our loans except for our home; we have established an emergency fund that will cover three to four months of expenses; our retirement savings have increased, and we have begun to prepay our mortgage.
juan and rosmery r.

We are so happy that we met Alaya and have her as our financial coach. Working with her has changed things for us and has made our marriage even stronger! We’ve read financial books but didn’t know where to start. Alaya has done that for us! We are so blessed!
nancy and mark h.

Alaya takes the time to teach you the techniques necessary to control your income, letting you do more with money and worry less about debt. She has provided me the tools to manage money in a responsible way, and I feel confident about paying any remaining debt in less time than expected. Thanks, Alaya!!
wogahta d.


From church groups to community groups, I welcome the opportunity to speak at your event. My aim in my workshops and keynotes alike is to present information and encouragement in a way that is engaging, relatable, and inspires action.

By weaving in humor, audience participation, and my personal story of going from hopeless to debt-free, I create an experience that will inspire your audience, give them hope, and move them to take the next step in their financial journey

Topics Include

  • Financial Health
  • Budgeting
  • Debt Reduction
  • Marriage + Money
  • Kids + Money
  • Frugal Living + Couponing
  • Stewardship

Let’s Chat About Your Event!

I would love to connect with you to discuss your event. You may reach me at alaya(at)hopeandcents(dot)com, or contact me below.


Are you looking for content that will inform, encourage, and engage your reader? From staff writing to ghostwriting, I welcome the opportunity to create content for your website or publication.

Always keeping the needs of the reader in mind, the goal in my writing is to craft content that not only educates but is also relatable and accessible. By injecting humor and sarcasm (when appropriate), I provide a reading experience that is understandable, encouraging, and inspires action.

Topics Include

  • Budgeting
  • Saving Money + Frugal Living
  • Debt-Free Living
  • Marriage + Money
  • Kids + Money
  • Biblical Finance

Let’s Chat About Your Project!

I would love to connect with you to discuss writing for your site or publication. You may reach me at alaya(at)hopeandcents(dot)com, or contact me below.

I welcome all inquiries regarding advertising on Hope+Cents. I’m all about providing help and hope to my readers in relation to their finances as well as encouraging them to live intentionally. I would be happy to promote any product or service that does the same.

Opportunities for advertising include sponsored posts and display advertising. I am also open to other avenues of partnership.

Awards + Features

Would You Like To Advertise on Hope+Cents?

I would love to discuss partnering with you. You may reach me at alaya(at)hopeandcents(dot)com, or contact me below.

Guest Posts

Hey, fellow bloggers. I would love to feature your guest post on Hope+Cents. I welcome any content related to personal finance, intentional living, or similar topics.

Before writing your article, please send me your post idea so we can make sure it’s a good fit.

Guest Post Submission Guidelines

  • Content must be original, not published elsewhere.
  • Minimum of 750 words.
  • Your post may include two relevant links.
  • Please include a brief bio with a link to your site.
  • Any content that seems spammy or needs excessive editing will not be accepted.

Let’s Chat About Your Post Idea

I would love to connect with you to discuss your post idea. You may reach me at alaya(at)hopeandcents(dot)com, or contact me below.

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