Friends and money. Money and friends. That mix can be…um…complicated. According to a recent survey, the pressure to spend money and “keep up” financially, affects one in five friendships, sometimes leading to “friend breakups.”Read More
Over the last three weeks, you’ve gone on a journey that included establishing your goals, identifying your money mindset, taking a look at your habits, getting organized, addressing your spending, and facing your debt. So the question now is…what’s next?Read More
If you’ve been avoiding facing your debt and just how much you owe, know that oftentimes the unknown is scarier than the known.Read More
If you’re looking to improve your financial situation, reducing your expenses is one way to free up room in your budget. But there is another side to the equation.Read More
It can be daunting trying to overcome a large deficit in your budget, but if you make a few changes here and a few changes there, you’ll be able to see a significant difference.Read More
Do you suspect you’re overspending in a particular category of your budget at the expense of another? Your spending may be out of proportion to your income.Read More
Something strange happens when you start budgeting for the first time. It feels like you have more money. Why? Managed money goes further.Read More
Does how you spend your money support your “why”? If you take a look at where your money is going does your spending line up with your values?Read More
Welcome to Hope+Cents. I’m Alaya, and I’m glad you’re here. After paying off $74,000 of debt in two years, my mission is to help others find the hope in their financial situation. My goal in writing this blog is to do just that – provide you with hope, tips, and encouragement that inspire you to take control of your finances. I look forward to getting to know you!
Sign up to receive your FREE .pdf download of 51 Ways You Can Save Money Every Day!