If you’re like most people, food is a huge budget buster. Saving money on groceries can have a tremendous effect on your bottom line.Read More
Whatever your big-picture financial goal is and whatever method you are using to achieve it, there are three essential things your financial plan needs.Read More
Too often we find ourselves being unhappy about where we are financially but remain in that dissatisfied state because we’re unaware of what is holding us back.Read More
You’re probably aware of the obvious, big budget busters like eating out, overspending on entertainment, and impulse shopping. But, the small, “hidden” ones can have a significant impact on your budget as well.Read More
Welcome to Hope+Cents. I’m Alaya, and I’m glad you’re here. After paying off $74,000 of debt in two years, my mission is to help others find the hope in their financial situation. My goal in writing this blog is to do just that – provide you with hope, tips, and encouragement that inspire you to take control of your finances. I look forward to getting to know you!
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