The warmer months bring not only a break from regular routines but also activities that are budget-friendly and perfect for a frugal summer.Read More
Hey Mom and Dad. Do you have a son or daughter that’s practically knocking on college’s door? Are you elated to reach this significant milestone except for one minor detail — you have nothing saved for college?Read More
If you’re like most people, you started off this year with big plans for change. Change in your health, change in your finances, change in your relationships…maybe even change in your career.Read More
Staying local and having a frugal spring break may not sound as exciting as a week in Europe or a few lazy days on a Caribbean beach, but, if travel is not on the agenda for your vacation this year, you can still plan a fun and eventful week for your family.Read More
Welcome to Hope+Cents. I’m Alaya, and I’m glad you’re here. After paying off $74,000 of debt in two years, my mission is to help others find the hope in their financial situation. My goal in writing this blog is to do just that – provide you with hope, tips, and encouragement that inspire you to take control of your finances. I look forward to getting to know you!
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