Are you living beyond your means? You might know without a doubt that you are, or maybe you’re 100% confident that you are not. But sometimes, the answer to that question isn’t so obvious.Read More
Have you been meaning to organize your bills, but aren’t sure exactly where to start? It can be confusing and overwhelming to create a system if your current way of organizing everything is pretty much non-existent.Read More
Hey Mom and Dad. Do you have a son or daughter that’s practically knocking on college’s door? Are you elated to reach this significant milestone except for one minor detail — you have nothing saved for college?Read More
If you’re like most people, you started off this year with big plans for change. Change in your health, change in your finances, change in your relationships…maybe even change in your career.Read More
Welcome to Hope+Cents. I’m Alaya, and I’m glad you’re here. After paying off $74,000 of debt in two years, my mission is to help others find the hope in their financial situation. My goal in writing this blog is to do just that – provide you with hope, tips, and encouragement that inspire you to take control of your finances. I look forward to getting to know you!
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