Are You a Goal Setter? {Day 2 of 21 Days of Hope + Help for Your Money}

Are You a Goal Setter? {Day 2 of 21 Days of Hope + Help for Your Money}

This is Day 2 of 21 Days of Hope + Help for Your Money, a series providing you encouragement and tips to start the year off on a note of hope. Catch up on previous posts here. For future posts, come back daily or subscribe to have them emailed directly to you.

“If you don’t know where you are going, you’ll end up someplace else.” ― Yogi Berra

Are you a goal setter? If you’re unhappy with where you are financially, it may be due to not having specific goals that you’re working towards.

Without setting goals for yourself (and reviewing them at regular intervals), it is quite possible to look up months or even years from now only to be exactly where you are today (or worse off) financially.

This is true not only for our money but for every area of our lives.

On Day 1, your challenge was to identify your “why,” which is kind of like an umbrella over your goals. Your goals should lead to the fulfillment of your “why.” For example, if your “why” is to change your family’s financial legacy, then a goal underneath that umbrella could be to send your kids to college debt-free.

Establishing goals and working towards them means that you have a specific destination you are traveling to. To increase your chances of getting there, make sure your goals are SMART:

  • Specific
  • Measurable
  • Actionable
  • Realistic
  • Time-Sensitive

And to address all areas of your life, set goals in each of the following categories:

  • Financial
  • Career
  • Family
  • Health/Physical
  • Social
  • Spiritual
  • Personal Growth

Know where you’re going. Be a goal setter.

Action Step

Set Your Goals for the Year

The new year is not the only time you can make goals, but it is a perfect opportunity to do it. Take some time to establish your goals for this year.

Increase your chances of meeting your goals by writing them down. You can download the 2018 Goal Worksheet to document your goals in each of the seven areas of your life.

If you’ve already set your goals for the year, review them to make sure they reflect exactly where you want to go.

Download Your 2018 Goal Worksheet

To download your worksheet immediately, please enter your email address. You will also be subscribed to the weekly Hope+Cents newsletter if you do not already receive it.

Did you set your goals? Did you make them SMART? Let me know in the comments.


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