Category: 21 Days of Hope + Help for Your Money

Over the last three weeks, you’ve gone on a journey that included establishing your goals, identifying your money mindset, taking a look at your habits, getting organized, addressing your spending, and facing your debt. So the question now is…what’s next?

If you’ve been avoiding facing your debt and just how much you owe, know that oftentimes the unknown is scarier than the known.

If you’re looking to improve your financial situation, reducing your expenses is one way to free up room in your budget. But there is another side to the equation.

It can be daunting trying to overcome a large deficit in your budget, but if you make a few changes here and a few changes there, you’ll be able to see a significant difference.

Do you suspect you’re overspending in a particular category of your budget at the expense of another? Your spending may be out of proportion to your income.

Something strange happens when you start budgeting for the first time. It feels like you have more money. Why? Managed money goes further.

Does how you spend your money support your “why”? If you take a look at where your money is going does your spending line up with your values?

Have you ever gone into a store with the intention to spend within a certain amount only to come out having spent much more? What if you brought in cash? Would you have the same outcome?

Handling your finances on your own may be comfortable and it may even “work” for you. But is it the best thing for your money?

Confusion and disorder can thwart your progress. It’s worth it to spend some time gaining clarity about your recurring obligations so you can be on top of things every month.