Over the years, I have tried many different approaches to budgeting. Most of them did not work. When I ask a potential client if they live on a monthly budget, most say, “Yes,” followed by a few sentences that essentially equate to, “ No.” There are many reasons why…Read More
We’re never going to get from under this mountain of debt. We’re always going to be in debt. We’re always going to live paycheck-to-paycheck. We’ll always have this car payment/student loan/credit card/fill-in-the-blank. It would take a miracle for things to change.Read More
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